Term Loans
Cash-out refinancing allows you to use your private property as collateral to take out a loan from the bank & secure return-on-capital gains on your other investments without having to sell your property. Property owners who opt for cash-out term loan may use the money to generate wealth through targeted investments, start a business, build their retirement nest eggs or to conquer any debt mountains.
Applicable to:
Private Residential, Commercial,
& Industrial Properties.
Up to 75% Loan to Value through banks
Up to 85% Loan to Value through alternative lending channel
*Subject to credit assement
Interest Rate:
As low as 2.5%, 2 or 3 years fixed.
*Subject to credit assement
Repayment
Up to 35years (Principal and Interest Payment)
*Subject to credit assement
Benefits
The benefit of term loan is its flexibility of usage. This includes:
Longer loan repayment tenure at lower interest rates
Unlock the value of their residential of commercial properties, which could provide additional cash flow for operations or new investments.
To meet urgent cash flow needs without having to sell the property.
Why explore Term Loans through us?
A Team That Will Support You
We have a dedicated team that will walk you through your entire loan origination process and help you do the market research you need. So, you can focus your resources on your core business.
Faster Turnaround Time
Due to our familiarity with the origination process. We can reduce processing time substantially.
Higher Approval Rate
Improve your approval chances. We are very familiar with the credit criteria of most banks & lenders with a solid track record of approval rate.
Higher Finance Amount
Different lenders might arrive at substantially different valuation estimations. We work with licensed valuers with the Singapore Institute of Surveyors and Valuers (SISV) to determine the most reflective current market value of your property based on established appraisal rules.
Within our extensive network of capital providers, we will assemble for you the appropriate financing strategy at the most favourable terms.